Insights
Workers' compensation and OWCP guidance you can act on
Written for injured workers, safety managers, HR directors and third-party administrators handling Missouri, Kansas and federal claims. No filler — the deadlines, forms, restrictions and documentation that decide outcomes.

Reporting a Work Injury in Missouri: The First 30 Days, Step by Step
Notice deadlines, who picks the doctor, how wage-loss benefits start, and the four pieces of documentation that decide whether a Missouri claim moves smoothly or stalls.

Light Duty That Actually Works: Writing Restrictions Employers Can Use
"No heavy lifting" is not a restriction — it is a problem. Here is how job-specific restrictions, a written modified-duty offer, and a real review cadence shorten claims.

OWCP vs. State Workers' Comp: The Five Differences That Change Everything
Federal employees do not file state workers' comp claims. Choice of physician, the forms, continuation of pay, the causation standard and impairment ratings all work differently — here is how.

Why OWCP Claims Get Denied: Causation Language, the CA-20 and the CA-17
OWCP rarely denies claims because it doubts an injury happened. It denies them because the medical evidence never explained why the work caused the diagnosis. Here is the language that fixes it.
